Revolut is a UK-based digital banking and financial services platform founded in 2015, headquartered in London.
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Revolut measures emissions but publishes no absolute figures, sets no targets, and discloses no trajectory despite rapid growth doubling headcount and revenue. Scope 3 emissions—98% of its footprint—remain unquantified. Financed emissions from its lending portfolio are entirely unreported. The company has a clean environmental record but is operationally opaque.
Revolut scores 36/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Fees pay for the review, never the result. Last verified May 2026.
That places Revolut joint 459th of 847 companies scored, and joint 22nd of 51 in Financial Services / Banking.
Where Revolut sits among financial services / banking peers.
Among the 51 major financial services / banking brands we've scored, Revolut is tied =22nd of 51, with 1 other.
Its three lowest-scoring questions, and what the evidence didn't show.
No emissions tracking or decoupling evidence.
No carbon reduction targets published.
No biodiversity policy, TNFD disclosure, or nature impact assessment.
A score changes when the evidence does. We use new published evidence at the next rescore. Evidence that isn't public can count through an evidence review.
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Get in touch →Strongest on Controversies & Red Flags and Energy Source (8/10, 4/10). Weakest on Emissions Trajectory and Targets & Commitments (1/10, 1/10).
The 3 companies in the sector scoring nearest above Revolut.
Deutsche Bank reports strong operational decarbonization but relies heavily on offsets and unbundled renewable certificates rather than genuine reduction.
See the breakdown →Standard Chartered has decarbonized operations dramatically (96% reduction since 2018) and joined RE100, but this masks a critical flaw: the bank finances $32 billion in fossil fuel expansion since Paris and continues bankrolling controversial LNG projects in biodiversity hotspots.
See the breakdown →Lloyds has solid operational decarbonisation and renewable energy credentials, but its financed emissions—33 MtCO₂e annually—dwarf these gains.
See the breakdown →The formula and all 8 sources.
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × Scale8 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
If you believe a source has been misread or a newer version exists, submit a challenge.
Revolut is a UK-based digital banking and financial services platform founded in 2015, headquartered in London. It offers payment cards, currency exchange, remittances, cryptocurrencies, and lending products to over 68 million customers globally. The company operates primarily as a fintech intermediary with minimal direct environmental impact but growing financed emissions exposure.
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