Crédit Agricole is a French banking group founded in 1894, headquartered in Montrouge.
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Crédit Agricole is a top fossil fuel financier ($55.8B over four years) with rising financed emissions and declining supply chain disclosure granularity. Operational emissions are falling, but massive Scope 3 growth and a €7.6M ECB fine for climate risk failures expose material governance gaps. Its net-zero 2050 targets lack SBTi validation.
Crédit Agricole scores 27/100 (Significant gaps) on SINK's independent climate assessment, scored from public data only. Fees pay for the review, never the result. Last verified May 2026.
That places Crédit Agricole joint 683rd of 847 companies scored, and joint 42nd of 51 in Financial Services / Banking.
Where Crédit Agricole sits among financial services / banking peers.
Among the 51 major financial services / banking brands we've scored, Crédit Agricole is tied =42nd of 51, with 1 other.
Its three lowest-scoring questions, and what the evidence didn't show.
Operational Scope 1&2 emissions are declining, but total Scope 3 financed emissions rose 43.17% in 2024 versus 2023, reaching 164 million tonnes.
No quantified water footprint data, reduction targets, or stewardship policies address the bank's significant financed exposure to water-intensive sectors.
ECB fined Crédit Agricole €7.6M in February 2026 for failing to meet climate risk materiality assessment deadline.
A score changes when the evidence does. We use new published evidence at the next rescore. Evidence that isn't public can count through an evidence review.
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Get in touch →Strongest on Carbon Footprint — Operations and Energy Source (7/10, 7/10). Weakest on Emissions Trajectory and Water Impact (2/10, 3/10).
The 3 companies in the sector scoring nearest above Crédit Agricole.
BNP Paribas leads in operational transparency and TNFD biodiversity commitments but remains Europe's largest funder of fossil fuel expansion.
See the breakdown →Morgan Stanley reports operational emissions with Deloitte review, but publishes financed emissions only for six lending sectors and gives no total.
See the breakdown →Wells Fargo dropped its financed-emissions targets and its 2050 net-zero financing goal in February 2025, and publishes no financed-emissions total or other Scope 3 data.
See the breakdown →The formula and all 12 sources.
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × Scale12 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
If you believe a source has been misread or a newer version exists, submit a challenge.
Crédit Agricole is a French banking group founded in 1894, headquartered in Montrouge. With 150,000 employees and €25.2B in FY2023 revenue, it is one of Europe's largest retail and commercial banks. The group operates across consumer banking, asset management, insurance, and corporate investment banking.
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