Beazley is a specialty insurer founded in 1986 and headquartered in London.
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Beazley reports operational emissions with no third-party assurance and minimal Scope 3 coverage, masking material underwriting exposure to fossil fuels. No validated net-zero targets exist. Active fossil fuel underwriting—confirmed by Reclaim Finance and Insure Our Future—places Beazley in the materially complicit tier despite a coal exclusion policy.
Beazley scores 32/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Fees pay for the review, never the result. Last verified August 2026.
That places Beazley joint 557th of 847 companies scored, and joint 12th of 14 in Insurance.
Where Beazley sits among insurance peers.
Among the 14 major insurance brands we've scored, Beazley is tied =12th of 14, with 1 other.
Its three lowest-scoring questions, and what the evidence didn't show.
No quantification of underwriting portfolio emissions—the material supply chain category for specialty insurers.
No TNFD disclosure identified.
No 2023 or 2024 data.
A score changes when the evidence does. We use new published evidence at the next rescore. Evidence that isn't public can count through an evidence review.
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Get in touch →Strongest on Carbon Footprint — Operations and Emissions Trajectory (6/10, 5/10). Weakest on Carbon Footprint — Supply Chain and Nature & Biodiversity Impact (3/10, 3/10).
The 3 companies in the sector scoring nearest above Beazley.
Hiscox discloses operational emissions with third-party verification but excludes financed/underwritten emissions—98% of its carbon footprint.
See the breakdown →UnitedHealth cut market-based operational emissions 55% from 2023 to 2025, mainly by buying renewable electricity (44% of use in 2025), but location-based operational emissions fell only about 4% and value-chain emissions rose 2%.
See the breakdown →Standard Life discloses operational emissions with 81% absolute cuts since 2019, but portfolio decarbonization targets intensity only—not absolute financed emissions.
See the breakdown →Beazley's score has moved from 45 to 32 across 2 recorded reviews, down 13 points.
v2.5.7 financed-emissions rule applied retroactively (record last scored before the rule): scale 1 -> 0.7, score 45 -> 32. No question marks changed.
Initial public score 45 (publish-draft)
The formula and all 10 sources.
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × Scale10 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
“The 25 sites listed above equates to 95.5% of Beazley employees including contractors.”
“approximately 7540 kg CO2e in Scope 1 emissions and approximately 609,220 kg CO2e in Scope 2 emissions (market-based)”
“Emissions have been reported for 97.6% of the market value of in scope assets.”
“In 2022 53% of the energy used in our offices came from renewable sources”
“Task Force on Climate-Related Financial Disclosures (TCFD) 2024”
“Beazley is committed to conducting our business in a way that protects and respects the environment.”
“40% reduction in carbon emissions for our operations compared to the 2019 baseline”
“appointment of Liz Ashford as our Chief People and Sustainability Officer”
“Eighteen managing agents are identified as 'slow movers', including Beazley Furlonge... no commitment to stop underwriting risks related to new oil and gas fields.”
“Beazley Furlonge and Brit Syndicates have signed a contract with the Polish National Oil Company, Polskie Górnictwo Naftowe i Gazownictwo SA”
If you believe a source has been misread or a newer version exists, submit a challenge.
Beazley is a specialty insurer founded in 1986 and headquartered in London. It underwrites insurance products across cyber, professional indemnity, property, and marine sectors. As a managing agent at Lloyd's of London, Beazley operates within a market with significant fossil fuel exposure and underwriting relationships.
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