Admiral Group is a UK-based personal lines insurer founded in 1991, headquartered in Cardiff.
Is this your business? Add your evidence →
Admiral discloses mandatory carbon metrics but hasn't cut absolute emissions—Scope 1&2 rose 10% in 2025. SBTi targets exist but lack third-party assurance. No greenwashing found, but transparency gaps and unvalidated net-zero ambitions weaken overall credibility.
Admiral scores 38/100 (Below expectations) on SINK's independent climate assessment, scored from public data only. Fees pay for the review, never the result. Last verified August 2026.
That places Admiral joint 410th of 847 companies scored, and joint 7th of 14 in Insurance.
Where Admiral sits among insurance peers.
Among the 14 major insurance brands we've scored, Admiral is tied =7th of 14, with 1 other.
Its three lowest-scoring questions, and what the evidence didn't show.
Other Scope 3 categories (travel, procurement, claims supply chain) lack published quantification.
Admiral has multi-year SECR data enabling tracking, but Scope 1 and 2 absolute emissions rose 10% in 2025 versus 2024.
No TNFD-aligned disclosure or formal nature impact assessment found.
A score changes when the evidence does. We use new published evidence at the next rescore. Evidence that isn't public can count through an evidence review.
Use this score in tenders
Send the link, or the one-page score sheet. It links back to this page and every source. Free.
Open the score sheet →Add your evidence, £99
Scored low because little is published? Send us your evidence. A person reviews it and your score reflects what you really do. Done within 5 working days.
Evidence review →Go tender-ready, £495 a year
A yearly rescore, a check of up to 25 key suppliers and a score badge for your website (coming soon).
Get in touch →Strongest on Controversies & Red Flags and Targets & Commitments (8/10, 7/10). Weakest on Carbon Footprint — Supply Chain and Emissions Trajectory (4/10, 4/10).
The 3 companies in the sector scoring nearest above Admiral.
Elevance Health's operational emissions are falling and it reports 100% renewable electricity through certificates rather than direct supply.
See the breakdown →Aviva has secured operational emissions reductions and renewable electricity, but financed emissions—the dominant impact for an insurer—remain intensity-based and unquantified in absolute terms.
See the breakdown →Cigna reports operational emissions largely covered by renewable certificates rather than power purchase agreements.
See the breakdown →Admiral's score has been reviewed 2 times and currently stands where it started, at 38.
Direction-blind emissions retrieval (agent-fed): basis not-retrieved->scope-incomplete, scale 0.7->0.7, score 38->38. Primary: Admiral Group plc Annual Report & Accounts 2024 — SECR statement (Deloitte-assured).
Initial public score 38 (publish-draft)
The formula and all 9 sources.
Same ten questions for every company. No private weighting.
SINK = (0.3 × Base + 0.7 × Performance) × Scale9 sources used in this assessment. All publicly available. Each row shows which of the ten questions it informed.
“Scope 1 and 2 market-based emissions per employee per SECR. 2024 SECR figures restated to reflect 12 months of actual data.”
“Scope 1 and 2 market-based emissions increased by 10% compared to 2024, driven by increased electricity usage at our Delhi site and a fugitive gas loss”
“48.6 per cent of their corporate bond investments (by value) will have set SBTi validated targets by 2028”
“Across the Group, 65% of our energy comes from renewable sources”
“Admiral partnered with the WSA to provide funding from its Green Fund Initiative, committing up to £100,000 of seed funding”
“Admiral Group's Chief Executive Officer (CEO) is ultimately responsible for the execution of the sustainability approach”
“the 30 global (re)insurers on their fossil fuel policies”
If you believe a source has been misread or a newer version exists, submit a challenge.
Admiral Group is a UK-based personal lines insurer founded in 1991, headquartered in Cardiff. It operates in motor, home, travel, and pet insurance across the UK and Europe. As a service-based business with no extractive operations, its direct environmental footprint is low, but material impact flows through its investment portfolio.
One email, every Sunday. Score changes, new research, the stories behind the numbers. Free.
No spam. Unsubscribe in one click.
Checking a company?
Search free →Asked to prove you're sustainable?
Get your business scored, free →Been scored?
See what's behind your number →Fees pay for the review, never the result.